healthcare PRICING

Like Traditional Coverage, the pricing for Impact Health Sharing varies by the age of the individual. Unlike traditional coverage, you are not penalized for having a large family.

  • Costs are based on the age of the oldest family member. The tables below show the age range and associated costs.
  • The family rates shown apply once a child is a member of the family, but will not increase as the number of children increases.  The family rate is the same whether you have one child or several children.
  • The Personal Responsibility Amount (PRA), similar to a deductible in traditional Healthcare Coverage, can range from $2,500/annually up to $10,000/annually.   The higher your PRA is, the lower your monthly payment will be.
  • Maximum annual out-of-pocket costs for all Healthcare Expenses will be $5,000 above your PRA
  • Once the PRA is met, IHS covers 90% of any approved medical expense, until the $5,000 above your PRA is reached.  Once the maximum out-of-pocket total is reached, IHS covers 100% of Medical Expenses until the annual limit of $500,000 is reached.
  • For 65 and older, Impact Health Sharing functions as a Medicare Supplement program.  All coverage is individual, and there are no restrictions for pre-existing conditions.
  • PRA for 65+ is $1,000.  Seniors must have Medicare parts A & B in order to qualify for IHS Senior Health Sharing.
  • Prescription coverage is also available as part of the IHS Senior Health Sharing.  In order to qualify you must have Medicare part D.

Impact Health
Sharing

Discount Code 08034329

Health Care Cost Share Pricing for Individuals, Couples & Families

AGE.
18-26

AGE.
27-36

AGE.
37-46

AGE.
47-56

AGE.
57

AGE.
58

AGE.
59

AGE.
60

AGE.
61

AGE.
62

AGE.
63

AGE.
64

AGE.
65-70

AGE.
71-75

AGE.
76 & UP

Healthcare Cost Share is a company that exists to help individuals, families, and businesses receive better health care options, and to stop overpaying for health care coverage. We have partnered with Impact Health Sharing to bring a viable alternative to traditional healthcare insurance coverage. If a penny saved is truly a penny earned, find out how well it pays to pay less for your Healthcare coverage.

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